• Expert Instructor

  • Quality Content

  • Completion Certificate


There are over 100 earthquakes that occur in California every day.  Earthquake insurance is a type of insurance coverage that has a long history of changes in type of coverage and availability for decades.  Whether you are looking to get coverage from the California Earthquake Authority or a private insurance company, you will learn about options and difference between them with this course.  If you own property in California you cannot afford to not be clear on the different types of earthquake insurance coverage available.

About Instructor

Karl Susman has been working in the insurance industry since 1992. He has acted as an Agent, Broker and Insurance Expert Witness for complex litigation cases in both state and federal court. He has multiple courses approved for continuing education by the California Bar Association. Having a deep love for all things insurance, he claims to have Insurance in his DNA since almost all family members have worked in the industry. Both parents, aunts, uncles, cousins, spouse all having experience in the insurance business. Always continuing to further his knowledge for his favorite industry, he has collected many of the proverbial alphabet soup designations for insurance professionals including CPCU, LUTCF, CIC, API, AIS, CSFP, AINS, CLTC, CFS, FEPS and more.

He feels fortunate to be in the insurance industry and loves passing on his wealth of knowledge to anyone willing, or not willing on occasion to listen. He also enjoys creating online webinars for consumers to watch to help distill complex insurance topics down to something relatable. He has also sat on multiple independent insurance agency councils as well as serving as a board of director for the National Association of Insurance and Financial Advisors, Los Angeles chapter. Currently, Karl is the President of Susman Insurance Services, Inc. an independent insurance brokerage in Southern California and the Principal of Expert Witness Professionals, LLC.


  • This course may be approved for continuing education from the California Department of Insurance or State Bar of California. If you plan to take this course for credit, it is imperative that only you give the content and take the exams.

  • To receive continuing education credit, you must pass the exam after watching the video with a score of 70% of higher. You may retake the exam immediately after if you do not pass.

  • You may retake the exam immediately after if you do not pass. You will be able to watch the video as many times as you like. However, you will not be permitted to skip sections of the video. This is for compliance reasons to ensure that all the information is provided to you.